Electricity Offset Calculator
Calculate what percentage of your electricity your solar system covers, how much you save per month, and what your effective electricity cost becomes after solar production is factored in.
About This Calculator
The Electricity Offset Calculator measures how much of your home's electricity demand is covered by your solar panels. Solar offset — expressed as a percentage — is one of the most fundamental metrics in solar system design. A 90% offset means your panels cover 9 out of every 10 kWh you consume, with only 10% still coming from the grid. This calculator goes further, showing you the dollar value of that offset, your remaining grid cost, and your new effective electricity rate — the blended cost per kWh when you account for both solar and remaining grid purchases.
The relationship between solar production and monthly usage determines your offset directly: if you produce 900 kWh and use 900 kWh, your offset is 100%. But "offset" at the monthly level can be misleading — if you produce 900 kWh at noon on sunny days but consume heavily in the evening, your actual self-consumption without a battery may be much lower. Net metering policies blur this distinction by treating monthly production vs. consumption on a net basis. For a more granular view, the Net Metering Calculator handles the self-consumption vs. export breakdown.
To use this calculator accurately, enter your average monthly kWh usage from your utility bill (12-month total divided by 12 works best, since summer and winter usage differ greatly). For solar production, use your installer's projected monthly output figures or the Solar Energy Production Calculator. Your electricity rate should be your effective rate — total bill divided by total kWh — rather than the base rate alone, since delivery and distribution charges are also eliminated by solar production in most net metering arrangements.
Tracking your actual offset after installation helps you verify your system is performing as designed. A meaningful drop in offset percentage over time (beyond expected panel degradation) can signal inverter issues, soiling, or shading from new tree growth — making this a useful ongoing monitoring metric as well as a pre-installation planning tool.
Calculations based on NREL solar modeling data and industry-standard assumptions, built and maintained by the independent SolarToolsOnline research team.
Estimates only — not financial, tax, or legal advice. Verify important results with a licensed solar installer or financial professional before making decisions.
Related calculators: Net Metering Calculator, Solar Panel Savings Calculator, Solar Energy Production Calculator, Home Energy Usage Calculator, Solar vs Utility Cost Calculator